Recommended Neobanking Rules

Unit21 recommends creating the following rules:

1. Simple Count

Velocity of wires transactions greater than 2 over 7 days period of time.
Window = 1 week.

2. Simple Count

Create an alert if number of transactions in 1 month is greater than a specified count.
Window = 5 days.

3. Simple Count

One remitter sending to 5 different beneficiaries.
Window = 5 days.

4. Simple Filters

Creates an alert if a transaction type & amount exceeds a certain threshold.
txn_event.amount > 500 && txn_event.internal_txn_type == [\"transfer\"]

5. Simple Filters

Card has been attempted to activate more than 100 miles away from customer address.
action_event.action_type == [\"activation_attempt\"]

6. Simple Filters

Previous transaction on hold.
txn_event.custom_data->one_or_more_remittances_on_hold == \"true\" && txn_event.internal_txn_type == [\"remittance\"] && txn_event.status == [\"authorized\"]

7. Simple Statistics

Total amount of wire transactions greater than $4999 over 7 days period of time.
Window = 1 week.

8. Simple Statistics

Window = 1 week.
Value of Chargebacks greater than $1000 over 7 day period of time.

txn_event.internal_txn_type == [\"chargeback\"] && txn_event.custom_data->rail_type == \"debit_card\"

9. Simple Statistics

Value of Refunds greater than $1000 over 7 day period of time.
Window = 1 week.

txn_event.custom_data->rail_type == \"debit_card\" && txn_event.internal_txn_type == [\"refund\"]