Recommended Neobanking Rules
Unit21 recommends creating the following rules:
1. Simple Count
Velocity of wires transactions greater than 2 over 7 days period of time.
Window = 1 week.
![Screen Shot 2022-06-28 at 10.47.50 AM.png 2184](https://files.readme.io/2b48894-Screen_Shot_2022-06-28_at_10.47.50_AM.png)
![Screen Shot 2022-06-28 at 10.48.00 AM.png 2184](https://files.readme.io/b0fa158-Screen_Shot_2022-06-28_at_10.48.00_AM.png)
![Screen Shot 2022-06-28 at 10.48.09 AM.png 2528](https://files.readme.io/2b0a5c1-Screen_Shot_2022-06-28_at_10.48.09_AM.png)
2. Simple Count
Create an alert if number of transactions in 1 month is greater than a specified count.
Window = 5 days.
![Screen Shot 2022-06-28 at 1.36.01 PM.png 2526](https://files.readme.io/ed4cb13-Screen_Shot_2022-06-28_at_1.36.01_PM.png)
3. Simple Count
One remitter sending to 5 different beneficiaries.
Window = 5 days.
![Screen Shot 2022-06-28 at 1.39.00 PM.png 2526](https://files.readme.io/c09bf50-Screen_Shot_2022-06-28_at_1.39.00_PM.png)
4. Simple Filters
Creates an alert if a transaction type & amount exceeds a certain threshold.
txn_event.amount > 500 && txn_event.internal_txn_type == [\"transfer\"]
![Screen Shot 2022-06-28 at 1.41.03 PM.png 2522](https://files.readme.io/41046c2-Screen_Shot_2022-06-28_at_1.41.03_PM.png)
5. Simple Filters
Card has been attempted to activate more than 100 miles away from customer address.
action_event.action_type == [\"activation_attempt\"]
![Screen Shot 2022-06-28 at 1.42.20 PM.png 2528](https://files.readme.io/0c36770-Screen_Shot_2022-06-28_at_1.42.20_PM.png)
6. Simple Filters
Previous transaction on hold.
txn_event.custom_data->one_or_more_remittances_on_hold == \"true\" && txn_event.internal_txn_type == [\"remittance\"] && txn_event.status == [\"authorized\"]
![Screen Shot 2022-06-28 at 1.45.04 PM.png 2528](https://files.readme.io/ceaa438-Screen_Shot_2022-06-28_at_1.45.04_PM.png)
7. Simple Statistics
Total amount of wire transactions greater than $4999 over 7 days period of time.
Window = 1 week.
![Screen Shot 2022-06-28 at 1.48.25 PM.png 2180](https://files.readme.io/1ed0272-Screen_Shot_2022-06-28_at_1.48.25_PM.png)
![Screen Shot 2022-06-28 at 1.48.38 PM.png 2180](https://files.readme.io/b67f21f-Screen_Shot_2022-06-28_at_1.48.38_PM.png)
![Screen Shot 2022-06-28 at 1.48.12 PM.png 2526](https://files.readme.io/fee5f44-Screen_Shot_2022-06-28_at_1.48.12_PM.png)
8. Simple Statistics
Window = 1 week.
Value of Chargebacks greater than $1000 over 7 day period of time.
![Screen Shot 2022-06-28 at 1.53.17 PM.png 2182](https://files.readme.io/ac21c50-Screen_Shot_2022-06-28_at_1.53.17_PM.png)
txn_event.internal_txn_type == [\"chargeback\"] && txn_event.custom_data->rail_type == \"debit_card\"
![Screen Shot 2022-06-28 at 1.53.30 PM.png 2184](https://files.readme.io/9667274-Screen_Shot_2022-06-28_at_1.53.30_PM.png)
![Screen Shot 2022-06-28 at 1.53.40 PM.png 2528](https://files.readme.io/df4ed92-Screen_Shot_2022-06-28_at_1.53.40_PM.png)
9. Simple Statistics
Value of Refunds greater than $1000 over 7 day period of time.
Window = 1 week.
![Screen Shot 2022-06-28 at 1.56.18 PM.png 2180](https://files.readme.io/32f51fd-Screen_Shot_2022-06-28_at_1.56.18_PM.png)
txn_event.custom_data->rail_type == \"debit_card\" && txn_event.internal_txn_type == [\"refund\"]
![Screen Shot 2022-06-28 at 1.56.28 PM.png 2180](https://files.readme.io/d4d89fd-Screen_Shot_2022-06-28_at_1.56.28_PM.png)
![Screen Shot 2022-06-28 at 1.56.08 PM.png 2526](https://files.readme.io/aa821b3-Screen_Shot_2022-06-28_at_1.56.08_PM.png)
Updated 8 months ago