Recommended Lending Rules
Unit21 recommends creating the following rules:
1. Simple Statistics Count
Count of transactions between 5 to 100.
Window = 92 days.


2. Transaction Statistics A
Calculating lending transaction statistics a.
Window = 1 month.




3. Simple Count
Entities withdrawing to multiple bank accounts.
Window = 1 month.




4. Simple Count
P2P Transfer:An alert that shows a user transferring funds from their Bank Account to multiple users in one month.
Window = 5 days.




5. Simple Count
Create alerts if there's any transaction of an employee in 3 months.
Window = 92 days.


6. Simple Statistics with Count
Entities triggering an abnormally large volume and count of deposit transactions.
Window = 1 month.




7. Simple Statistics with Count
Entities triggering an abnormally large volume and count of withdraw transactions.
Window = 1 month.




8. Simple Statistics with Count
Entities triggering an abnormally large volume and count of Buy/Sell transactions.
Window = 1 month.




9. Transaction Statistics A
Create an alert if a certain number of transactions that lie within a range that's close to regulation thresholds.
Window = 1 month.




10. Transaction Statistics A
Create an alert if a certain number of transactions that lie within a range that's close to regulation thresholds.
Window = 1 day.




11. Transaction Statistics A
Create an alert if a certain number of transactions that lie within a range that's close to regulation thresholds.
Window = 5 days.


Updated about 1 month ago